From dangerous falls on construction sits to slip-and-falls in office buildings,
accidents can happen in just about every work environment. Fortunately,
workers who suffer from work-related injuries or illnesses can seek compensation
for their lost wages and medical bills under their employer’s
workers’ compensation insurance. If you have suffered a work-related injury, the following steps
detail how the workers’ compensation process works and how you can
file a claim in pursuit of your deserved reimbursement.
1. Seek medical care: First things first – seek medical help as soon as possible. If your
accident requires emergency medical care, head to the nearest emergency
room or urgent care center, or call 911. If your injury is not an emergency,
your employer will provide you with a list of approved medical facilities
you may visit for care.
2. Inform your employer: You must provide your employer with a written Notice of Accident form notifying
them of your injuries within 15 days of your accident. These forms can
be acquired at your place of work or online at
www.workerscomp.state.nm.us. This notice must be given to an authority figure such as a supervisor
or your company’s human resources department.
3. Keep detailed records: You will be required to provide detailed and accurate information regarding
all things relevant to your accident when filing your workers’ compensation
claim. For this reason, it is important that you begin to keep a record
of all receipts, medical bills, check stubs, and correspondence regarding
your injury and treatment. Your workers’ compensation benefits will
be based on how much money you were earning at the time of your accident
and for 26 weeks prior to your accident. Keeping your pay stubs will be
vital to determine how much you are owed. Documenting your time away from
work is also important.
4. E1 report: At this point, your employer will file an Employer’s First Report
of Injury or Illness report with the Workers’ Compensation Administration
(WCA), known as an E1 report. Once this report is filed, you will be contacted
by a representative from either your employer’s workers’ compensation
insurance or their self-insurance program. This person will be your claims
representative and will be responsible for paying all bills related to
your claim, as well as ensuring you receive your entitled indemnity benefits.
5. Adhere to treatment plans: Workers’ compensation will provide you with the necessary medical
care and resources until you can safely return to work. In return, you
must faithfully follow all instructions you receive from medical professionals,
take all medications as prescribed, and remain honest with your doctor
and claims representative.
Injured at Work? Call (505) 219-2176
If you have been injured in a work-related accident, it is important you
retain the services of a knowledgeable workers’ compensation lawyer
to ensure your claim is processed smoothly and handle any disputes that
should arise on your behalf. At Michael J. Doyle, Attorney at Law, our
highly-trained Albuquerque workers’ compensation attorney has more
than a decade’s worth of legal experience and can maximize your
chances of securing your entitled financial benefits.
To find out more about how our firm can help,
schedule a free case review today.